Mynd Fintech, A Subsidiary of M1xchange, Launches Unified Supply Chain Finance Platform UFX (Unified Financing Xperience) for Large Corporates
New Delhi, Dec 23: Mynd Fintech, a subsidiary of M1xchange and a leading digital lending marketplace, today announced the launch of UFX (Unified Financing Xperience) a next-generation, unified supply chain finance (SCF) platform designed to simplify, integrate, and intelligently manage end-to-end working capital programs for large corporates.
UFX brings together a comprehensive suite of supply chain finance solutions on a single platform. On the Accounts Payable (A/P) side, corporates can manage TReDS, Dynamic Discounting, Payable Finance, Reverse Factoring, Import Factoring, and Buyer’s Credit programs. On the Accounts Receivable (A/R) side, the platform supports Dealer Finance, Sales Invoice Discounting, Export Factoring, Export LC, and Bill Discounting.
As supply chain finance programs grow in scale and complexity, CFOs and treasury leaders increasingly face challenges stemming from fragmented systems, multiple bank portals, and limited real-time visibility across programs. Mynd Fintech’s UFX addresses this gap by offering a single, secure interface that enables enterprises to access, manage, and optimize multiple A/P and A/R financing programs across domestic and global fund providers.
Through deep ERP integrations and connectivity with over 70 banks, NBFCs, factors, and TReDS platforms, UFX enables a truly touchless, automated transaction experience.
A key differentiator of UFX is its flexibility. Corporates can seamlessly switch between Early Pay and Dynamic Discounting programs to capture cash discounts and generate arbitrage or move to Pay Later / DPO extension strategies to conserve liquidity based on their working capital cycles and business priorities. On the receivables side, real-time visibility into receivables being financed helps improve cash flow predictability and decision-making.
Commenting on the launch, Sundeep Mohindru, Promoter & Director, M1 Group, said:
“Working capital is no longer just an operational necessity it is a strategic lever for resilience and growth. With UFX, we are addressing a long-standing challenge faced by large corporates: fragmentation across supply chain finance programs and providers. UFX brings everything together on one intelligent, unified platform, giving CFOs and treasury teams real-time visibility, flexibility, and control. Our goal is to help enterprises move from managing complexity to actively optimizing working capital outcomes.”
With proven experience across 100+ ERP integrations and backed by the M1 Group’s extensive supply chain finance ecosystem, UFX is positioned as a single source of truth for enterprises seeking scale, efficiency, and smarter working capital management.
The platform is further powered by ML-driven intelligent discount prediction, which analyses historical vendor behaviour, demographic data, and invoice-level information to create high-probability offers that boost adoption and yield. Configurable workflows support complex, multi-level, and multi-location enterprise setups, while automated invoice scheduling, payment blocking, posting, and clearing ensure audit-ready, scalable operations.