Access to Credit Is Redefining Ambition and Opportunity for Young India

“We are witnessing a fundamental shift in how India views ambition. For a young dreamer in an urban area, an entrepreneur in a small town, or a gig worker balancing multiple jobs, the opportunity to chase a dream is no longer dependent on location or background. Today, access to credit is empowering people who might not have had this chance before. And that’s the change I find most inspiring, being a part of the ecosystem that is working to bridge the credit gap.

Through this year, we’ve seen how access to credit can be the spark for growth. Whether it’s a small business owner buying stock for their shop, a freelancer investing in a new skill, or a young person pursuing their education, credit is creating possibilities.

At mPokket, our mission has always been to provide the right support at the right time. Whether it’s a young professional looking to upskill or an entrepreneur working to expand their business, we are working behind the scenes to help the futures of young India thrive.
As we’ve watched our customers grow, we’ve also grown. This year, we saw a 22% increase in new-to-credit customers, showing that more people are stepping into the financial mainstream. And as their needs have evolved, we have adapted our offerings as well. For those ready to take on bigger challenges, we’ve expanded our loan ticket sizes reaching up to ₹2 lakh, because people need a little extra to achieve big dreams.

But beyond the numbers, the real shift is in the confidence people have in managing their finances. This isn’t just about making credit available; it’s about giving people the confidence to use it wisely, to invest in their future without the fear of falling behind.

The next phase of credit in India will be about equal opportunity. And if we stay focused on responsibility and transparency, we can continue to touch lives and build futures, one opportunity at a time.”